GorillaWorks

Payroll

Independent contractor payroll services: which one is right for you?

The right contractor payroll tool depends entirely on who you are. If you pay your own 1099 contractors, here is what to look at. If you are a staffing agency paying on behalf of clients, that is a different job.

GorillaWorks7 min read

"Independent contractor payroll services" means two completely different things depending on who is searching. So before comparing tools, figure out which job you are actually trying to do. It will save you from buying the wrong thing.

First, which are you?

You pay your own contractors

You are a business that hires 1099 contractors directly and needs to pay them and issue year-end forms. This is a small-business payroll job.

You are a staffing or recruiting agency

You pay a changing roster of contractors on behalf of your clients, tied to bill rates and approved timesheets across many jurisdictions. That is staffing back office work, a different job entirely.
See staffing payroll

What independent contractor payroll services do

For a business paying its own contractors, these services calculate and pay 1099 contractors, keep accurate payment records, and produce year-end forms like the 1099-NEC. There is generally no tax withholding, since contractors handle their own taxes. For tax year 2026 you generally issue a 1099-NEC to any contractor you pay $2,000 or more in a year, up from the old $600 threshold under the One Big Beautiful Bill Act, and that floor is indexed for inflation from 2027. Amounts below it are still taxable income the contractor must report, so reliable payment and clean records matter no matter what you pay.

If you pay your own contractors

This is a simple job: pay contractors reliably, keep clean records, and issue year-end forms. General payroll and contractor-payment platforms handle it, and so can GorillaWorks.

Because 1099 contractors and incorporated (LLC) workers need no deductions, GorillaWorks pays them directly by direct deposit in both the US and Canada, with no separate payroll provider in the loop. You can collect the documents you need, like a W-9, and keep clean payment records on one profile, ready for you or your accountant to issue 1099-NECs at year end.

If you are a staffing agency paying on behalf of clients

This is a different problem, and small-business payroll tools were never designed for it:

  • You pay a constantly changing roster of contractors, not a fixed team.
  • Pay is tied to approved timesheets and to the bill rate charged to each client.
  • You operate across many states and provinces, each with its own rules.
  • Pay and billing have to reconcile to protect margin on every placement.

That is staffing back office work. GorillaWorks calculates contractor pay from approved timesheets: in Canada it calculates pay, pays workers and suppliers by direct deposit, and provides the reports you need to remit and file, and in the US it reports gross earnings to your payroll provider, which handles deductions, disbursement, and filing. Pay and billing come off the same approved hours, so they always reconcile.

Want the economics behind it? See how staffing agencies get paid.

Frequently asked questions

What are independent contractor payroll services?

They are services that calculate and pay independent (1099) contractors, keep accurate payment records, and produce year-end forms such as the 1099-NEC. Unlike employee payroll, there is generally no tax withholding, but accurate records and on-time payment still matter.

Do 1099 contractors need payroll?

Not payroll in the withholding sense, since contractors handle their own taxes. But you still need a reliable way to pay them, track what you paid, and issue a 1099-NEC for anyone you paid at or above the reporting threshold in a year, which for tax year 2026 is $2,000, up from the old $600.

What is the 1099-NEC reporting threshold for 2026?

For tax year 2026, you generally issue a Form 1099-NEC to any contractor you pay $2,000 or more during the year, up from the previous $600 threshold, under the One Big Beautiful Bill Act. The threshold is indexed for inflation starting in 2027. Payments below the threshold are still taxable income the contractor must report.

What is the best way to pay your own contractors?

For a business paying its own 1099 contractors, general payroll and contractor-payment platforms are one route. GorillaWorks is also an option: because 1099 and incorporated (LLC) contractors need no deductions, it pays them directly by direct deposit in both the US and Canada, with no separate payroll provider, while keeping the documents and payment records on one profile, ready for you or your accountant to issue 1099-NECs at year end.

How is paying contractors as a staffing agency different?

A staffing agency pays a changing roster of contractors on behalf of its clients, across many assignments and jurisdictions, with pay tied to bill rates and approved timesheets. That is staffing back office work, not small-business payroll, and it needs purpose-built software.

Does GorillaWorks pay independent contractors?

Yes. For staffing and recruiting agencies it calculates contractor pay from approved timesheets: in Canada it calculates pay, pays workers and suppliers by direct deposit, and provides the reports you need to remit and file, and in the US it reports gross earnings to the agency's payroll provider, which handles deductions, disbursement, and filing. And because 1099 and incorporated (LLC) contractors need no deductions, GorillaWorks can pay them directly by direct deposit in both the US and Canada, whether you are an agency or a business paying your own contractors.

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